Improving employee finances is important to us


With studies reporting that many Australians have suffered stress at work because of their personal financial situation, and are unable or unwilling to participate in work activities due to financial stress, employers are looking for ways to support their workforce and improve their financial wellness.

Financial wellness is about an individual's overall financial health – it’s about the ability to enjoy life and live comfortably, financially cope when unexpected changes occur, and fulfil life dreams... and while salary packaging certainly helps, there’s more to financial wellness. That’s why we’ve partnered with expert providers to deliver our financial wellness program1 to you and your employees. 


Mortgage Health Check

For those looking to get into the property market for the first time or searching for a better deal on an existing mortgage, our Mortgage Health Check can help. We’ve partnered with Credo Financial Services and LoanDolphin to provide our customers with an obligation free, nothing-to-pay mortgage health check.

Credo Financial Services2 – the personal touch

You and your employees can meet, free of charge, with a mortgage solutions specialist either over the phone or in person. They'll step through the options with a view to improving your financial outcomes and mortgage position and the rates you pay. Simply review the information then make a choice - you're completely in control.

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LoanDolphin3 – online and self-serve

Mortgage brokers and direct bank lenders compete to offer mortgage products at competitive rates, all facilitated by the LoanDolphin secure website. Chat to the providers anonymously, look up reviews and ratings and compare offers side by side. Then choose a solution or stay with your current solution. It's entirely your call – all at no cost!

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We've partnered with Wisr, Australia’s only ASX-listed marketplace lender, to offer access to a tailored program to improve overall financial wellness and resilience.

  • A 5-minute financial wellness survey with personalised feedback report and tailored information to assist in increasing financial capability

  • WisrCredit makes it easy for customers to check and compare their credit score across the major credit reporting agencies, and receive hints and tips to improve both the credit score and worthiness

  • A nifty app to round up digital spare change and pay down debt faster

  • A debt consolidation service with low rate personal loans

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1 Smartgroup will receive commission payments from Credo Financial Group, LoanDolphin or Wisr Finance, (as the case may be), in respect of any loan transactions that result from the referral. 2 The personal meeting mortgage health check is offered by Credo Financial Group, Australian Credit Licence Number 402515. Any personal information provided to Credo Financial Group as part of the Mortgage Health Check will be held, stored and used in accordance with the Credo Financial Group Privacy Policy‐terms/. 3 The online mortgage health check is offered by LoanDolphin, Australian Credit Licence Number 500703. Any personal information provided to LoanDolphin as part of the Mortgage Health Check will be held, stored and used in accordance with the LoanDolphin Privacy Policy‐policy/. 4 The financial wellness program is offered by Wisr Finance, Australian Credit Licence Number 458572. Any personal information provided to Wisr Finance as part of the financial wellness program will be held, stored and used in accordance with the Wisr Finance Privacy Policy